Who is eligible to enroll for benefits?

Employees:
Full-time employees are eligible for the Company’s benefit plans after 30 days of full-time employment.

The 401(k) retirement plan is open to all employees age 21 and over, after 1,000 hours employment.

Eligible Dependents:
Eligible dependents of full-time employees include your legal spouse and children up to age 26. The definition of “child” includes any of the following:

• Your child / stepchild
• A child placed with you for adoption
• Your legally adopted child
• A child for whom you have legal guardianship
• Your child for whom health coverage is required through a Qualified Medical Child Support Order (QMCSO)

NOTE: Newly married or divorced? These events change your benefit eligibility.
See the Life Event Benefit Changes page for more details.

Changing your status with the Company?

The scenarios below explain changes and benefit-related tasks that need to be completed.

Promotion to full-time / full-time hire

• You will have an action item in your Workday inbox to complete your benefit elections. This action item MUST be completed within 14 days, even if you have insurance elsewhere.
• Benefit coverage will begin after a 30 day waiting period, in most cases.
• To enroll any dependents, you will need:
  • Marriage certificate for spouse coverage
  • Birth certificate(s) for child(ren) coverage
  • Social security cards for all dependents
• NOTE: Enrollment in Basic Life, Short‐Term Disability and Long‐Term Disability is STRONGLY encouraged. Read more and/or talk with your manager about the importance of electing these benefits.
• Medical benefits for all full-time employees (except in Michigan) are through United Healthcare. (UHC) For more information on your coverage choices through the Company’s plans through UHC see our Pre-Member Website.

Full-time changing to part-time

• No action needed.
• Most benefits will terminate on your last day of full-time employment; see details in the section titled When do my benefits end? below.
• A COBRA packet to extend full-time benefits will be sent to the mailing address on file.

Leaving the Company

• No action needed.
• Most benefits will terminate on your last day of full-time employment; see details in the section titled When do my benefits end? below.
• A COBRA packet to extend benefits will be sent to the mailing address on file.

Rehired to Full-time

• There is no waiting period for benefit coverage to begin for an employee rehired to a full-time position if the following conditions are met:
  • The most recent employment with the Company was in a full-time position for at least twelve consecutive months.
  • The rehire date is less than twelve months since the termination date.
• If you meet the conditions above, the Benefits team will contact you shortly after you are rehired to explain your eligibility for no waiting period to restart benefits. Or, feel free to contact them for more information.
• Otherwise, benefits for a rehire are treated like a regular full-time hire; see details in the section titled Promotion to full-time / full-time hire above.

When do my benefits end?

Health Insurance Coverage:
Employees who have health coverage will be covered through the end of the last day of their full-time employment. For example, if your last day as a full-time employee is January 15, coverage would end at midnight on January 15. You will receive a letter regarding setting up optional COBRA coverage shortly after your employment terminates.

HSA and 401(k) Accounts:
The funds in these accounts are yours, but you may be responsible for account maintenance fees. You are free to transfer or rollover these funds within the limitations of the account type and IRS regulations. Other rules or limitations may apply.

Other Benefits:
Most other benefits will also terminate on your last day of full time employment. You will be notified by mail with instructions for any benefits that have an option for continuation at your own expense.